Nick Fernandez - Testimonials

From the very beginning, he has been more than just a professional—he has been a true friend and an unwavering advocate, always keeping my wants and needs at the center of every decision. His ability to gauge my comfort throughout the entire process is nothing short of remarkable. Whether navigating negotiations, addressing concerns, or simply offering reassurance, Nick made sure I felt supported every step of the way. His dedication, integrity, and genuine care set him apart in the industry. He doesn't just work for his clients—he truly looks out for them. Time and time again, he has earned my respect and admiration, proving that his expertise extends far beyond buying and selling homes. If you're looking for a real estate agent who will prioritize your best interests, make the experience smooth and enjoyable, and treat you like family, I cannot recommend Nick highly enough.

After speaking to a lender, we felt overwhelmed—the numbers just weren’t adding up, and the down payment felt like a mountain to climb. Enter Nick Fernandez. Nick was an absolute wealth of knowledge and a true professional who completely put us at ease with the lending process. Thanks to him, we were able to buy our first home! To give you some perspective, we were in escrow for three months (it was an unusual situation, but hey, that’s real estate—nothing is ever a slam dunk). During those three months, Nick guided us every step of the way, holding our hands through the entire process. We couldn’t have done it without him!

My family and I felt right at home with him and his team, and they are true to their word. He’d promised us he’d be by our side every step of the way, and he absolutely did so, and then some. We definitely will be back for our future home purchases, thank you!!

Nick was a blessing to have on my side during the home buying process. I had been looking at buying a house for a few years. All I had heard from my friends and family is how stressful and scary the home buying process is. I reached out to Nick who showed me that it’s not as bad as people make it out to be. Nick explained the home buying process and the different loans that would be available to me from FHA to USDA. Regardless of when I called and how far away the home was Nick was ready within the hour to meet me at a home and show it to me. I drug him through what felt like dozens of homes for a few months. Each one I was hesitant to put in an offer on. He respected that opinion and never pushed me into something I did not feel comfortable with. I eventually told him I was sorry for wasting his time and I didn’t think I would be able to own a home. He respected that and told me to reach out whenever I felt ready. A few weeks later I found a decent home for a fair and affordable price. I sent Nick the listing for the home at 4:00pm that night Nick had shown me the home, contacted this listing agent, spoke with the neighbors in the area, gave me all the information I needed, and helped me put in an offer by midnight the same night. Let me tell you Nick got us a DEAL! I’m talking people don’t believe me when I tell them deal. He provided great support through the buying process he contacted me everyday with updates and throughly explained what was happening. I never once felt like something was being hidden from me. We hit a bump in the road with an underwriter. Nick went to work for us, he fought tooth and nail to make sure we got our keys! Dedication, transparency, communication, and customer service are what comes to mind if I had to describe Nick and his team. If you are even thinking about buying a house call Nick and see what he can make happen because it’s probably more than you think.

He makes the homebuying process a breeze. I will go to him anytime I need to buy or refinance in the future.

We were very impressed by his energy. He went all out on our open houses and even provided delicious hors d’oeuvres for the prospective buyers to enjoy. Nick brings a lot of energy and enthusiasm to the Santa Maria Realty market. We met him during one of his famous door-to-door campaigns in our neighborhood. His timing was perfect because we had already considered selling our home. He not only found us a buyer, but he also went the extra mile in helping us to accomplish some of the difficult tasks involved in a move. We highly recommend him to help you with your next home purchase or the sale of your home.

He was honest, professional, and helped me refinance my home. I highly recommend Nick to anyone planning on purchasing or refinancing their home.

Saved me and my family so much money! Definitely recommend them! Got me the loan we needed with an affordable payment plan.

He had a keen understanding of our needs and guided us through each step with professionalism and genuine care. Nick was always available to answer our questions and offered invaluable advice throughout the process. Thanks to his expertise, we found a home that perfectly suits our family. We’re overjoyed with our new place and deeply appreciate Nick's dedication. If you’re looking for a realtor who provides a seamless and supportive experience, we highly recommend him.

It was a breeze working with him, very knowledgeable and always responding to any concerns. Thanks to Nick we got the best deal for our first home. He is the only person me and my husband will ever need for future purchases and he is recommended to all our family.

I was a first time hime buyer, but very specific on what area I wanted to live in. With Nick's help I was able to purchase the first home that I put on offer on and couldn't be happier! 10/10 recommend him to anyone looking to purchase!

That was my experience with Nick Fernandez. Nick listened to what I wanted and what my plans were, he knows the business well to offer several options that would work for me. He took the time to explain pros and cons for each option provided, he was available to calculate figures to get me the payment I was looking (for each plan). Nick was in communication with me every step of the way and even called after I signed the loan docs to see how my closing went and let me know when the loan funded. If you are buying a home or refinancing or just exploring options I highly recommend you call Nick, you won’t be disappointed.

From day one, we asked for the impossible and he made it possible. He was so patient, understanding and very determined to find what we were looking for. He asked questions and he was very reassuring. I cannot thank him enough for making this experience a good one. This process was stressful, frustrating at times but Nick always reassured us. I’d definitely recommend him for any help in looking for a forever home. Thank you once again, Nick.

We are so grateful to have found a wonderful home for our children to grow up in and create so many memories! Nick provided us with excellent communication throughout the entire process and worked so hard to help us achieve our dream of becoming homeowners. A big thank you to Nick and his amazing team we are so grateful!

I moved from Nipomo to Iowa so everything was done on line/phone, which was difficult for me being I’m not computer savvy. Nick, Gabriel and their team was patient with me and helped in every way possible. My home sold right away and to good ppl as well. Selling was hard, raised my son there and grandkids grew up there. So anyone thinking you can’t do a long distance house sale….you can Nick and his team made it possible

Nick Fernandez makes sure I always receive answers to any questions or concerns I have. I feel like valued friend where customer service is top notch and readily available with Nick. Nick worked around the clock to make sure I was satisfied and updated me constantly with the progress of my loan. If you want competitive rates, commitment, and trustworthiness, Nick Fernandez at Novel Home loans is your go to.

He was so easy to work with and always made us feel great with the decisions we made. He's so helpful and made the whole transaction easy. He always has a great attitude and loves what he does. He goes above and beyond! Not using Nick would definitely be a mistake. Thanks nick for being so awsome!

Answered every question, and made the whole process so easy and flawless. His energy is contagious it made things so much more exciting when selling our house. Definitely be sure to use nick weather your buying your first house or selling one. Thanks nick for being so amazing!

As first-time homebuyers, we had no clue what to do or expect, and Nick held our hands and guided us the whole way through. No question was left unanswered or as if it was “silly.” He made us feel 100% comfortable during this journey of ours. We felt as if we were (and still are!) a part of Nick’s family. Thank you so much for everything you’ve helped us with, and continue to do!

Nick was super helpful and always so responsive. Very patient with all my questions I had being new to everything. Nick did an awesome job working with his team to make sure I was all set and able to get the home I wanted. Would highly recommend him!

He definitely takes his time into what he does and does the best for his clients. Satisfied with my 1st home ever, thanks to Nick! ⭐️⭐️⭐️⭐️⭐️

He truly is a breath of fresh air to be working with! There is no one I would trust more to handle my mortgage in Santa Maria.

A friend recommended Nick Fernandez to help me quickly find and purchase a home in Santa Maria. Not only did Nick find me exactly what I was looking he got me the 15 day escrow that I needed. He helped me navigate through the paperwork and handled everything while I returned home to pack. I very highly recommend Nick Fernandez.

He was attentive and helped me understand what my options were. His level of expertise made the process smooth, he went above and beyond to help me. I recommend him to anyone looking to purchase, sell, or refinance their home! As a veteran he was able to help me with my VA benefits in relation to my home loan.